What each one replaces, and the honest catch on the free plan. Nothing here needs a card.
In the order they appear.
Joins your Google Meet or Zoom call, listens, and afterwards hands you the summary, the action points, and a follow-up email you can send before you shut the laptop.
The catch: recording and transcription are unlimited on free, but you only get 5 AI summaries a month. Use them on the calls that actually matter.
Upload your bank statement or ledger and ask plainly: who has not paid me, and how late are they. It reads the file and answers in a list you can act on.
The catch: the free plan has a daily message limit that resets, so do the big file in one sitting rather than across the day.
Paste five captions you wrote yourself, then ask for ten more in the same voice. That one step is the difference between sounding like you and sounding like a robot.
The catch: free use is generous but not unlimited, and it resets daily.
One clear photo of your product becomes ten: different backgrounds, angles and lighting, for a catalogue or a listing.
The catch: about 20 images a day on free, up to 1K resolution, and the free tier will not generate images of people. Products, yes. Models, no.
Put in a forty page tender, policy or agreement and ask questions about it. It answers only from the document you gave it, so it does not wander off and invent things.
The catch: free covers 100 notebooks and 50 sources each, with 50 questions a day.
Record an in-person meeting on your phone and get the minutes typed out, searchable, with the decisions pulled to the top.
The catch: 300 minutes a month, and each single recording is capped at 30 minutes. Long meeting, start it twice.
Not in the reel, same rule: free, with the catch stated.
Posters, menus, price lists, Instagram posts, visiting cards. The free plan is genuinely free forever for the core work.
The catch: premium elements, the background remover and Magic Resize are Pro. Everything else stays free.
Cut your reels, add captions automatically, export in 1080p without a watermark on standard content. Free auto-captions alone save an hour a week.
The catch: some effects and templates are marked Pro. The core editor is free.
Opens and saves PSD files, runs in the browser, nothing to install. If someone sends you a design file, you can open it today.
The catch: free version is ad-supported. That is the whole cost.
Drop in a photo, get the product on a clean white background, ready for a listing.
The catch: free downloads come out small, around 612 x 408 pixels. Fine for WhatsApp and thumbnails, not for print.
GST-ready invoices built for India, with payment reminders and a customer portal. Free, not a trial.
The catch: the free plan is meant for small volumes; Zoho's own documentation has listed a cap of around 1,000 invoices a year. Well past most shops.
An order form or enquiry form with a link you can put in your bio. Every response lands in a spreadsheet by itself, so nothing gets lost in a chat thread.
The catch: none worth naming. It is free with any Google account.